Cut-off Times Payments
Below you will find the delivery times for domestic and international payments.
Pay the same day with SEPA at Deutsche Bank
Outgoing SEPA payment orders delivered to us no later than 1.00 PM on working days will be transferred to your beneficiary’s bank on the same working day. As a result, the payment is usually credited to the beneficiary’s account on the same business day, regardless of the European country.
Incoming SEPA payments to your account at Deutsche Bank that are received by us before 5:00 PM will be credited to your account the same day.
SEPA Instant Payment orders
Incoming and outgoing SEPA Instant Payment orders are processed within seconds and booked on your account 24 hours a day, 7 days a week, 365 days a year. If immediate receipt is not possible due to technical or administrative reasons, a SEPA Instant Payment will not be booked. The sending bank will then usually issue the SEPA Instant Payment as a regular SEPA payment order, based on the regular timelines for SEPA payment orders.
Outgoing payments - batches
| Electronic transfer | Urgent paper based payment | ||||
| SEPA, Urgent Domestic and Cross-border payments in EUR | Time | Value date | Time | Value date | |
| EUR | SEPA (BIC/IBAN) | 13:00 | D | ||
| EUR | SEPA - multiple (bulk) batch payments | 13:00 | D | ||
| EUR | Cross-border payments in EUR (non-SEPA) | 15:00 | D | ||
| EUR | Cross-border urgent payments in EUR (non-SEPA) | 15:30 | D | 15:00 | D |
- Cut-off times are based on payment delivery in an accepted electronic format and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are CET time-zone based.
- Instructions received on non-business days (weekend, bankholidays etc) will be processed the next working day.
Incoming payments - batches
| Electronic transfer | |||
| SEPA and Cross-border payments in EUR | Time | Value date | |
| EUR | SEPA (BIC/IBAN) | 17:00 | D |
| EUR | SEPA - multiple (bulk) batch payments | 17:00 | D |
| EUR | Cross-border payments in EUR (non-SEPA) | 16:00 | D |
| EUR | Cross-border urgent payments in EUR (non-SEPA) | 16:00 | D |
- Cut-off times are based on payment delivery in an accepted electronic format and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are CET time-zone based.
- Instructions received on non-business days (weekend, bankholidays etc) will be processed the next working day.
Outgoing instructions - batches
| Electronic transfer | ||||
|
Direct Debit |
Time | Value date | ||
| EUR | SEPA | SDD Core 1st submission | D-1* 13:00 | D |
| EUR | SEPA | SDD Core recurrent | D-1* 13:00 | D |
| EUR | SEPA | SDD B2B | D-1 12:00 | D |
* The common lead time will be D-1 as per November 2016. However when initiating SDD, D-5 and D-2 is still optional.
- Cut-off times are based on payment delivery in an accepted electronic format and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times are CET time-zone based.
- Instructions received on non-business days (weekend, bankholidays etc) will be processed the next working day.
Incoming instructions - batches
| Electronic transfer | ||||
| Direct Debit | Time | Value date | ||
| EUR | SEPA | SDD Core | 17:00 | D |
| EUR | SEPA | SDD B2B | 17:00 | D |
- Cut-off times are based on payment delivery in an accepted electronic format and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times are CET time-zone based.
- Instructions received on non-business days (weekend, bankholidays etc) will be processed the next working day.
* Transaction should be advised minimal two business days prior to processing. Outgoing payments
Cross-border payments in other currencies
| Urgent electronic transfer | Urgent paper based payment | |||
| Cross-border payments in other currencies | Time | Value date | Time | Value date |
| AED | 9:00 | D | 08:00 | D |
| AUD | 17:00 | D+1 | 16:00 | D+1 |
| CAD | 16:00 | D | 15:00 | D |
| CHF | 14:00 | D | 13:00 | D |
| CNY | 17:00 | D+1 | 16:00 | D+1 |
| CZK | 12:00 | D | 11:00 | D |
| DKK | 12:00 | D | 11:00 | D |
| GBP | 16:30 | D | 15:30 | D |
| HKD | 17:00 | D+1 | 16:00 | D+1 |
| HRK | 11:00 | D | 10:00 | D |
| HUF | 12:30 | D | 11:30 | D |
| IDR | 16:00 | D+1 | 15:00 | D+1 |
| ILS | 15:30 | D+1 | 14:30 | D+1 |
| INR | 17:00 | D+1 | 16:00 | D+1 |
| JPY | 16:00 | D+1 | 15:00 | D+1 |
| MAD | 13:00 | D+1 | 12:00 | D+1 |
| MXN | 16:00 | D | 15:00 | D |
| MYR | 14:30 | D+1 | 13:30 | D+1 |
| NOK | 12:00 | D | 11:00 | D |
| NZD | 16:00 | D+1 | 15:00 | D+1 |
| PLN | 13:30 | D | 12:30 | D |
| RON | 11:00 | D | 10:00 | D |
| SAR | 09:00 | D+1 | 17:00 | D+2 |
| SEK | 12:00 | D | 11:00 | D |
| SGD | 15:30 | D+1 | 14:30 | D+1 |
| THB | 16:00 | D+1 | 15:00 | D+1 |
| TRY | 09:00 | D | 16:00 | D+1 |
| USD | 16:30 | D | 15:30 | D |
| ZAR | 09:00 | D | 08:30 | D |
- Cut-off times are based on payment delivery in an accepted electronic format and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are CET time-zone based.
- Instructions received on non-business days (weekend, bankholidays, etc) will be processed the next working day.
Incoming payments
Cross-border payments in other currencies
| Electronic transfer | |||
| Cross-border payments in other currencies | Time | Value date | |
| AED | 11:00 | D+1 | |
| AUD | 17:00 | D+1 | |
| CAD | 16:00 | D | |
| CHF | 12:30 | D | |
| CNY | 17:00 | D+1 | |
| CZK | 12:00 | D | |
| DKK | 12:45 | D | |
| GBP | 16:00 | D | |
| HKD | 17:00 | D+1 | |
| HRK | 10:00 | D | |
| HUF | 11:30 | D | |
| IDR | 16:00 | D+1 | |
| ILS | 15:30 | D+1 | |
| INR | 17:00 | D+1 | |
| JPY | 16:00 | D+1 | |
| KWD* | 09:30 | D+1 | |
| MAD | 09:30 | D+1 | |
| MXN | 16:00 | D | |
| MYR | 14:30 | D+1 | |
| NOK | 14:00 | D | |
| NZD | 17:00 | D+1 | |
| PLN | 13:30 | D | |
| RON | 11:00 | D | |
| SAR | 09:00 | D+1 | |
| SEK | 15:00 | D | |
| SGD | 14:30 | D+1 | |
| THB | 16:00 | D+1 | |
| TRY | 09:00 | D+1 | |
| USD | 16:30 | D | |
| ZAR | 13:00 | D | |
- Cut-off times are based on payment delivery in an accepted electronic format and direct processing.
- Cut-off times do not include Funds Release processing.
- Cut-off times do not apply to Cash Pool payments.
- Cut-off times are CET time-zone based.
- Instructions received on non-business days (weekend, bankholidays, etc) will be processed the next working day.