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Flexible repayment

Flexible repayment

We have prepared a broad range of loan schemes for your convenience. The flexibility and diversity of the schemes allow you to manage your cash flow better.

Straight Line Installment

A fixed repayment amount can help you to plan cash flow better.View calculator

Reducing Balance Installment

Pay the principal installment as well as the interest accrued on the remaining installment which can save the interest eventually. View calculator

Graduated Repayment

Pay a fixed installment and then gradually increase / decrease the amount of payment to meet your career trend. View calculator

Holiday Period for Principal Repayment

Pay the interest only accrued on the principal repayment in a defined period which can ease the cash flow at the beginning. * View calculator

Balloon Repayment 

Pay both principal and interest at the last repayment period.View calculator

Bullet Repayment

Interim repayments are interest-only. The principal will be paid in the final bullet which can give you the flexibility. View calculator

You can choose one or more from a broad range of repayment options that suit you.

(*For more details, please contact our Relationship Manager.)

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